Services Offered
đź“ť TITLE INSURANCE POLICIES
🏠CLOSING/SETTLEMENT SERVICES
đź“„ LETTER REPORTS
đź‘Ą WITNESS CLOSINGS
🧱 CONSTRUCTION DRAWS & INSPECTIONS
What is Title Insurance?
Title Insurance is an insurance policy that protects you, the insured, from claims on the property in regard to ownership. It protects you against problems that occurred before you became the owner of the property. Title insurance also defends you in the case of anyone filing a claim against your property. Defending your property against a false claim can be costly and time consuming.
What is an Owner’s policy?
An owner’s policy protects you, the purchaser, against a loss that may occur from a fault in the ownership or interest you have in the property. You should protect the equity in your new home with a title policy.
What is a Lender’s policy?
A lender’s policy, also known as a loan policy or a mortgage policy, protects the lender against loss due to unknown title defects. It also protects the lender’s interest from certain matters which may exist, but may not be known at the time of the sale.
This policy only protects the lender’s interest. It does not protect the purchaser. That is why a real estate purchaser needs an owner’s policy.